Max Cash Title Loans in Oshkosh is waiting to help you get the funds you need! 1 2 Call us now at (855) 561-5626 or fill out our online title loan pre-approval form. An auto title loan may be just what you need to get the money you require.
How Does an Auto Title Loan Work in Oshkosh, Wisconsin?
Auto title loans are secured loans that have a lien on your vehicle’s title. The amount of your loan will be determined by the overall value of your vehicle and your capability to pay the loan back.
How Do I Apply for an Auto Title Loan in Oshkosh, Wisconsin?
Even if you have poor or no credit history, you are encouraged to apply for an auto title loan. You can fill out our online application, provide a few simple documents, and upload them online.
It takes mere minutes to find out if you’re pre-approved for your auto title loan in Oshkosh, Wisconsin. At Max Cash Title Loans, we provide competitive interest rates and convenient payment options.2 4
What Happens After I’m Pre-Approved for a Car Title Loan in Oshkosh, Wisconsin? 1 2
After you apply with Max Cash Title Loans and are pre-approved, we will connect you to a lender. 2 5 Your lender will request that you sign an official loan agreement. They will also need to verify the condition of both your odometer and vehicle.
When the underwriter of the loan reaches out to you, they will provide you with a quote of the maximum amount they have been authorized to loan you. 1 2
Please note, you are not obligated to accept the full amount, you should take out what you are sure you can pay back and take what you need.
How Do Lenders Value My Vehicle for an Auto Title Loan?
Lenders will want to know some basic information in regards to your vehicle. They will need to know the year, model, mileage, make, and any trim packages or extras that you have added since the purchase of the vehicle.
Knowing your vehicle’s VIN, or Vehicle Identification Number can help lenders determine an accurate value of your vehicle. Not sure where to find that number? Look at the driver’s side window, the dashboard, inside of the driver’s side door, the vehicle title, or on your insurance card for the vehicle.
Why Do Lenders Need Vehicle Information for an Auto Title Loan in Oshkosh, Wisconsin?
To give you the optimum loan amount, lenders are trying to determine what the auction value of your vehicle is. 1They will use resources such as Black Book, Kelly Blue Book, or software of their own.
They will likely not take into consideration any aftermarket products that may have been added or any sentimental value you have towards your vehicle.
What Will My Payments Look Like with an Auto Title Loan?
Max Cash Title Loans has a helpful loan calculator that can help you determine what your payments may look like. 4 Keep in mind that repayment terms can vary from one lender to the next, but at Max Cash Title Loans we can try to find you a good fit. 4 5
In terms of making your payments, many of the large companies have websites with customer portals, much like that of a bank, that gives you access to your account. You can see your balance, how much you have left to pay and make payments through these portals.
Occasionally lenders will require you to make payment in-person to ensure you are still in possession of your vehicle.
If something happens and you are unable to make a payment, contact your lender immediately and explain your situation. The most important thing you can do is keep in touch with your lender and be honest with them. The loan agents at Max Cash Title Loans can help you out if you have any questions about this process.
Do I Need Good Credit to Get an Auto Title Loan in Oshkosh, Wisconsin?
Poor credit, little credit, or none at all should not prevent you from applying for an auto title loan. While there is no credit check for the pre-approval, oftentimes there is a hard credit check towards the end of the process. Many lenders are looking to see if you are actively in bankruptcy or if you are in a current credit counseling service before bankruptcy.
What Documents Do I Need to Provide for an Auto Title Loan?
To provide you with the best auto title loan option we can, we need to see a few documents to help move the process forward. Lenders will request to see some documents to gather information about both you and your vehicle.
Documents to Have on Hand:
- Social Security Card (or a document that displays both your name and Social Security Number)
- Current Vehicle Insurance
- Government Issued Photo ID
- A Few References (personal and/or professional)
- Free and Clean Title
- Proof of Income
- Proof of Residence
- Pictures of the Vehicle
Begin Your Journey with Max Cash Title Loans in Oshkosh, Wisconsin Today!
Allow our helpful experts at Max Cash Title Loans to assist you with getting the funds that you need for your vehicle. 1 2 Simply call us at (855) 561-5626 or apply for a car title loan online. We’re here to help Oshkosh, Wisconsin get the money they need.1 2 5
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location
