Get a Title Loan in Waterloo, IA with Max Cash® Title Loans

Let's get started

Get your cash today by filling out this form or for instant pre-approval call (855) 561-56262

  • 1
    Car Information
  • 2
    Your Information
  • 3
    Free Estimate
We already have your information on file. Please call us to get your loan today (855) 561-5626
Oops! Zip code does not exist, please try again.

By tapping or clicking “Get Your Estimate”, you acknowledge and agree to the Terms of Use, FCRA Policy, Electronic Consent and Privacy Policy. You acknowledge and agree that you are providing express written consent for Tradition Media Group LLC to share information you've provided, and for TMG and/or up to six partners to contact you with marketing and other messages via email and/or at the phone number provided via automatic dialing systems, recurring autodialed and prerecorded calls, or SMS/MMS messages (charges may apply), even if my telephone number is listed on a Federal, State, or other jurisdiction Do-Not-Call list. You acknowledge that consent to these communications is not a condition to utilizing these services.


Yes, Sign Me Up for Max Cash's Newsletter and Unlock Unbeatable Offers

Thank you!

Your application has been submitted.

For faster service call us now!

(855) 561-5626

Next steps

Confirm there are no errors on your credit reports! Your credit score is not a factor but your information must be accurate.

Congratulations!
You’re on your way.

Your application was sent to our loan processors. Would you also like to save money on your car insurance?

Click to Compare Insurance


Our processors will call you at during our hours of operation.

Our hours of operation are Mon-Sat 8am-9pm (PST) or for immediate help call (855) 561-5626.

CALL US

Congratulations!
You’re on your way.

Your application was sent to our loan processors. We recommend also applying for a personal loan or credit card to get more money!

Click Here


Our processors will call you at during our hours of operation.

Our hours of operation are Mon-Sat 8am-9pm (PST) or for immediate help call (855) 561-5626.

CALL US

Thanks For Applying!

We don't offer title loans in your state might be able to help with a personal loan or credit card.

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We got your application. If you need immediate cash try a personal loan or credit card offer and we will call you 1st thing in the morning.

Click Here

* Clicking the button will direct you to our partner for Personal Loan or Credit Card Offer.

Thanks For Applying!

We have found a great match for Car Financing!

Get My Financing

* Clicking the button will direct you to our partner for Car Financing.

Thanks for Applying!

We have found a great re-financing match with CarZing!

Get My Financing

* Clicking the button will direct you to our partner for Car Refinancing.

Get Your Fast Money in 3 Simple Steps:5

1

Apply Online or Over the Phone

Submit a short loan inquiry online or call (855) 561-5626 to get instant pre-approval!2 5

2

Send in Your Documents

Upon initial pre-approval, you will be asked to submit a couple of documents to verify your information. The faster you submit your documents, the faster we can work with you and connect you to emergency cash!2 5

3

Choose How to Get Your Money!5

Get your money sent via direct deposit to your bank account, or just pick up your cash at a local MoneyGram near you.

What are the Benefits of Max Cash® Title Loans?

Why Work with Max Cash® Title Loans
in Waterloo, IA

Orange icon of a hand putting a dollar into another hand

Get Cash Fast1

The process at Max Cash® Title Loans is extremely fast. Get your cash in as quick as 24 hours.1

Orange icon with a car and check mark.

Keep Your Car

Keep driving your car and get the cash you need when you qualify for a title loan.

Orange wallet icon.

Bad Credit OK

As long as you meet the other requirements your credit score is not a major factor!

Orange calendar icon.

Convenient Terms

You can work with your lender to come up with a payment plan that works for you!4

or
Call (855) 561-5626 for instant pre-approval2

Automobile Stores near
Waterloo, IA

ARMIN'S AUTO SALES

2530 FALLS AVE, Waterloo, IA 50701

CARLINE

1315 ANSBOROUGH AVE # B, Waterloo, IA 50701

COMMUNITY BUICK GMC

4030 LOWES BLVD, Waterloo, IA 50701

E & A MOTORS

4037 UNIVERSITY AVE, Waterloo, IA 50701

IWI MOTOR PARTS

1811 WESTFIELD AVE, Waterloo, IA 50701

K & S WHEEL ALIGNMENT

500 ANSBOROUGH AVE, Waterloo, IA 50701

MIRACLE CAR WASH

2727 UNIVERSITY AVE, Waterloo, IA 50701

PERFORMANCE AUTO

2801 FALLS AVE, Waterloo, IA 50701

SAM'S CLUB TIRE & BATTERY CTR

210 E TOWER PARK DR, Waterloo, IA 50701

TOMMY'S EXPRESS CAR WASH

3110 UNIVERSITY AVE, Waterloo, IA 50701

VICTORY MOTORS SHOP

2701 FALLS AVE, Waterloo, IA 50701

WATERFALLS FULL SVC CAR WASH

224 TOWER PARK DR, Waterloo, IA 50701

AUTOZONE

3121 KIMBALL AVE, Waterloo, IA 50702
1430 LOGAN AVE, Waterloo, IA 50703

BAUER BUILT TIRE & SVC

2086 HOWARD AVE, Waterloo, IA 50702

BOUBIN TIRE & AUTOMOTIVE

1935 ENTERPRISE AVE, Waterloo, IA 50702

C & S CAR CO II

194 W 11TH ST, Waterloo, IA 50702

C & S SUBARU

812 WASHINGTON ST, Waterloo, IA 50702

CROSSROADS AUTO SALES LLC

221 W 11TH ST, Waterloo, IA 50702

CRYSTAL CLEAR AUTO SPA

306 W 11TH ST, Waterloo, IA 50702

DELTA MOTORS

1108 JEFFERSON ST, Waterloo, IA 50702

ENTERPRISE RENT-A-CAR

1326 LAPORTE RD, Waterloo, IA 50702

FRANKLIN ELEMENTARY SCHOOL

2710 CROSSROADS BLVD, Waterloo, IA 50702

GOODYEAR COMMERCIAL TIRE & SVC

2721 LACKLAND DR, Waterloo, IA 50702

IZOS MOTORS

901 BIRMINGHAM AVE, Waterloo, IA 50702

JEFFERSON ST MOTORS

2015 JEFFERSON ST, Waterloo, IA 50702

LIBERTY CAR CO2

1329 LAPORTE RD, Waterloo, IA 50702

LOVELLS TRUCK & TRAILER REPAIR

170 W 18TH ST, Waterloo, IA 50702

PINNACLE AUTO MART

322 W 11TH ST, Waterloo, IA 50702

REEDY'S AUTO SALES

2009 COMMERCIAL ST, Waterloo, IA 50702

RYDELL CHEVROLET

PO BOX 2306, Waterloo, IA 50704

TROUPE'S AUTO INC

1330 COMMERCIAL ST, Waterloo, IA 50702

WALD'S DICK USED CARS

1510 BLACK HAWK ST, Waterloo, IA 50702

WILBER AUTO SALVAGE

2220 EASTON AVE, Waterloo, IA 50702

WITHAM AUTO CTR

2033 LAPORTE RD, Waterloo, IA 50702

ADVANCE AUTO PARTS

1314 FRANKLIN ST, Waterloo, IA 50703

ALL USED CARS

924 BROADWAY ST, Waterloo, IA 50703

AMERICAN AUTOMOTIVE INC

1645 LAFAYETTE ST, Waterloo, IA 50703

ARNOLD MOTOR SUPPLY

2710 WAGNER RD, Waterloo, IA 50703

AUTO SOURCE LLC

1726 BURTON AVE, Waterloo, IA 50703

AUTOMOTIVE EDGE

701 FRANKLIN ST, Waterloo, IA 50703

BUDGET CAR RENTAL

2790 LIVINGSTON LN, Waterloo, IA 50703

FIX TIRE CO

1145 W DONALD ST, Waterloo, IA 50703

GATR TRUCK CTR

955 W AIRLINE HWY, Waterloo, IA 50703

HAWKEYE MOTORSPORTS LLC

2740 W AIRLINE HWY, Waterloo, IA 50703

J & J AUTO SVC & SALES INC

2909 LAFAYETTE ST, Waterloo, IA 50703

LIBERTY CAR

90 FRANKLIN ST, Waterloo, IA 50703

RPM MOTOR CO

408 E MULLAN AVE, Waterloo, IA 50703

SBS TRUCK & REPAIR

3964 W AIRLINE HWY, Waterloo, IA 50703

THOMAS RACING

125 UTICA ST, Waterloo, IA 50703

WATERLOO AUTO PARTS SALVAGE

1501 GRANDVIEW AVE, Waterloo, IA 50703

WEST PARKER USED TIRE

432 W PARKER ST, Waterloo, IA 50703

YOUNGBLUT MOTORS

120 VINTON ST, Waterloo, IA 50703

KING SALVAGE CTR

275 RAMPART LN, Waterloo, IA 50707

how it works

The Easy Application Process with
Max Cash® Title Loans in Waterloo, IA

When working with our team, you never have to worry about making appointments or long wait-times we are here for you seven days a week. Here is what the application process will look like:

01. Reach Out to Our Team

To begin the inquiry process, reach out to us via phone, or through our website. We will ask you about the loan amount you are looking for, along with specifics on your vehicle, and on your income. Once you submit this information, a friendly loan representative will reach out to you.

White clock icon.

02. Discuss Next Steps

Once in contact, a loan agent will explain things a little further, and talk to you above your qualifications/pre-approval. If you meet the basic requirements for a title loan, the search for the right lender will begin.5

White icon of a hand holding money.

03. Find out Pre-approval of Your Loan Application

If a lender is found, you can learn more about them and if a good fit, apply with an online application!5 Once pre-approved with a lender you could have your funds in as little as one business day!1 2 5

To learn more about title loans in Waterloo, IA, and on Max Cash® Title Loans give us a call at (855) 561-5626 or visit our FAQ page!

Max Cash® Title Loans By The numbers

Personalized Auto Title Loan Experience
for Your Short Term Funding Needs.

$100 Million

In Title Loans Funded

We have funded over $100 Million in title loans to date.

38 States

Covered Nationwide

Wherever you are nationwide Max Cash® Title Loans has you covered.1

13 Million

Customers Serviced Nationwide

Max Cash® Title Loans is proud to have helped over 13 Million people in America.

or
Call (855) 561-5626 for instant pre-approval2

get your questions answered

Frequently Asked Questions

Upon approval, you could receive your auto title loan funding in Waterloo, IA as soon as the same day, or the next business day.

Unlike with traditional bank loans in Waterloo, IA, bad credit, or even past bankruptcy are not major contributing factors when it comes to car title loan approval!

Typically for Waterloo, IA residents, we use the vehicle year, make, model, and mileage determine the equity in a car. However, vehicle modifications such as interior/exterior improvements, and the overall condition of the vehicle also go into consideration when determining equity. The more details you give us, the more Max Cash® Title Loans may be able to do for you!

YES! People with all credit types in Waterloo, IA are encouraged to inquire about car title loans.

While auto title loan interest rates in Waterloo, IA are typically on the higher side, Max Cash® Title Loans works with lenders with competitive rates, so you know you’re getting the best deal possible!1 4

Question not on the list? Call (855) 561-5626 anytime 7 days/week to talk to one of our helpful representitives.

Find out More about

Waterloo, IA Demographics

There are currently 29,163 occupied housing units in Waterloo, IA. Out of 29,163 houses, 18,322 are owned and 10,841 are rentals. The table below depicts the breakdown of the year in which the householder moved into the unit.

Since 2017 2015-2016 2010-2014 2000-2009 1990-1999 1989 or earlier
Total 1,982 3,690 8,373 6,724 3,503 4,891
Owned 467 1,114 3,413 5,395 3,243 4,690
Rental 1,515 2,576 4,960 1,329 260 201

The table below depicts the monthly gross rent for occupied units percentage (%) in Waterloo, IA and nearby areas:

Zipcode City Occupied units paying rent less than $500 Occupied units paying rent $500 to $999 Occupied units paying rent $1,000 to $1,499 Occupied units paying rent $1,500 to $1,999 Occupied units paying rent $2,000 to $2,499 Occupied units paying rent $2,500 to $2,999 Occupied units paying rent $3,000 or more
29384 Waterloo 2.60 95.60 1.80 0.00 0.00 0.00 0.00
35677 Waterloo 0.00 65.20 7.60 27.30 0.00 0.00 0.00
45688 Waterloo 0.00 46.80 53.20 0.00 0.00 0.00 0.00
46793 Waterloo 26.10 60.90 13.00 0.00 0.00 0.00 0.00
50701 Waterloo 10.60 69.90 10.90 6.60 1.90 0.00 0.00
50702 Waterloo 12.10 69.80 12.60 1.70 2.80 0.40 0.70
50703 Waterloo 16.60 69.10 13.80 0.50 0.00 0.00 0.00
53594 Waterloo 6.10 80.70 12.40 0.80 0.00 0.00 0.00
62298 Waterloo 10.00 50.80 31.80 7.40 0.00 0.00 0.00
68069 Waterloo 23.40 30.50 43.10 3.00 0.00 0.00 0.00

The table below depicts formal educational background percentage of householders in Waterloo, IA:

Less than high school graduate High school graduate (includes equivalency) Some college or associate's degree Bachelor's degree or higher
Occupied housing units 11.27 31.07 34.93 22.80
Owner-occupied housing units 8.40 30.50 34.30 26.80
Renter-occupied housing units 15.93 32.13 36.17 15.73

In Waterloo, IA, the total population is 69,380 with 34,749 identified as male and 34,631 identified as female. Under 18 population is 18,420.

Total Male Female
Estimate - Citizen, 18 and over population 50,960 25,175 25,785
Estimate - Total population 69,380 34,749 34,631

The table below depicts total population breakdown by age in Waterloo, IA.

Under 5 years 4,663
5 to 9 years 4,358
10 to 14 years 4,201
15 to 19 years 4,034
20 to 24 years 5,411
25 to 34 years 9,577
35 to 44 years 8,282
45 to 54 years 8,528
55 to 59 years 4,635
60 to 64 years 4,519
65 to 74 years 6,160
75 to 84 years 3,412
85 years and over 1,600

The table below depicts estimated amount which you can receive by car make/model/mileage in Waterloo, IA.

Year Make Model Miles Funded Amount
2011 Kia Sorento 161,090 $700
2009 Saturn VUE 1,230,000 $1,000
2005 Chevrolet Equinox 120,000 $500
2004 Volvo S60 235,000 $700
2003 Chevrolet Tahoe 179,493 $500
2001 Chrysler PT Cruiser 78,000 $700

Does Max Cash® Title Loans Provide
Service in Waterloo, IA?

Because of the amount of online title loan lenders, we work with, chances are that we service your location.

Click on Your State to Find Out More About Title Loan Services in Your Area

Learn more about the various Title Loan Services and Cash Options near you.

Select Your State
Alabama
Arkansas
Arizona
California
Colorado
Delaware
Florida
Georgia
Iowa
Idaho
Illinois
Indiana
Kansas
Kentucky
Louisiana
Maryland
Michigan
Minnesota
Missouri
Mississippi
Montana
North Carolina
Nebraska
New Hampshire
New Jersey
New Mexico
Nevada
Ohio
Oklahoma
Oregon
Rhode Island
South Carolina
Tennessee
Texas
Utah
Virginia
Washington
Wisconsin

Find out More about

Waterloo, IA

Do you like options? Max Cash Title Loans in Waterloo does! We offer multiple choices for your lending needs, so you can receive the money you need, fast! We offer resources for you to borrow up to thousands of dollars as quickly as possible!1 5 Let our loan brokers work to connect you with the best lender option for you. You can come to visit us and submit your information in person, or you can inquire online by choosing the Max Cash Title Loans virtual option.
Still on the fence? Use our simple and handy auto title loan calculator to easily get an idea of how much your first payment may be.5
Many of our first-time borrowers are unsure of how the process works. You might have a lot of questions about how to start or how much you can borrow. Rest assured that we want you to go into this informed and confident. The main factor is going to be the value of your vehicle. Our representatives will go over your vehicle stats and help you determine what our lenders will be able to offer. Of course, with multiple options in Waterloo, you can rest easy knowing that the hard part – finding the best lender – will be taken care of for you! And bonus! The majority of our customers get their title loans in Waterloo the same day they fill out the form with us!5

Ready to learn more about Max Cash Title Loans’ two unique loan acquisition options?2 Here are some details about both!

Option 1: Inquire Online

  • Convenient monthly payments at fair interest rates
  • Payments decrease every month as the interest lowers3 4
  • You have up to 3 years to pay back the loan
  • The ability to borrow more money at your current interest rate1
  • A successful payment history could reflect positively on credit!

Option 2: Inquire In-Person

  • Must drive to a physical location to finalize your loan
  • Provide documents in person as well as have the vehicle present
  • Interest rates are higher
  • In person vehicle inspection
  • Get a check or cash on the spot1

You can apply in just a few minutes with our simple application form. Or if you prefer, you can call a Max Cash Title Loans representative any day of the week at (855) 561-5626. You can be pre-approved and provided your potential loan amount in just a few minutes! 2 5 Our representatives are available to talk, chat, and text with you every step of the way.

or
Call(855) 561-5626for instant approval1

Why Choose Max Cash Title Loans in Waterloo?

Max Cash Title Loans has connected customers with the very best loans all over the beautiful state of Iowa. What are some benefits to the people of Waterloo?:

  • We work with all types of credit!
  • Fair Market Interest on loans that range from hundreds to thousands of dollars
  • Receive your money quickly2 5
  • Continue to drive your car through the life of your loan5

Why Max Cash Title Loans Beats the Competition in Waterloo

Low-Interest Payments4

Other lenders charge between 200-400% for interest, throughout the life of the loan. Max Cash lenders can offer a 175% interest rate. Additionally, your rate with Max Cash lowers with every on-time monthly payment (down to as low as 32%).4 Your final payment may even be as low as 50% of your starting rate!4

No In-Person Vehicle Inspection with the Online Option

Most title loan companies require an in-person vehicle inspection. This means that you will be required to meet with an agent, who will inspect your vehicle. You can expect them to take photos of both the interior and exterior of your car, as well as test everything to make sure it works properly.
If you are opting to do the process online, Max Cash Title Loans in Waterloo merely requires that you upload a few simple documents. These include pictures of the vehicle (which you can take with your phone), and copies of your proof of insurance and proof of address. All these documents may be uploaded onto our secure online portal and sent to a loan processor.

or
Call(855) 561-5626for instant approval1

NO Hidden Fees and NO Surprises3 4

The title loan industry has been negatively affected by bad lenders who build their businesses around hidden fees and inflated interest rates. With Max Cash Title Loans, you can expect a straightforward service without the noise. We are in the business of helping people, therefore we make it known to our lenders that we will not broker bad loans. Max Cash Title Loans gives you the freedom to pay off your loan early at any time with no hidden penalties or fees.3 4 Your balance and interest reduces monthly with every on-time payment.3

Rebuild Your Credit

When you borrow through other lenders, you are subject to the unpredictable (and often negative) ways the loans can affect your credit. Max Cash Title Loans reports your positive payment history to all the major credit houses, which means you have an opportunity to rebuild or establish positive credit!

What Can You Expect From Max Cash Title Loans?

A Lower Monthly Payment4

Max Cash Title Loans’ lenders are able to offer an interest rate of 175%, which is much lower than most competitors’ loan rates of 200-400%. As you continue to make payments on time, your interest rate drops, making the next payment even lower.4 This will continue throughout the entire life of the loan. You can possibly decrease your payment amount by approximately 50% by the end of the loan!4

Generous Repayment Period

As a standard, Max Cash Title Loans offers a 3-year term. However, there are no penalties if you decide to back the loan earlier.3 In fact, there are no hidden fees or surprises of any kind, period.

Additional Loan Options5

Life is often unpredictable. If you find yourself in a position where you may need to borrow more money, it is possible to do so at the current lowered interest rate of the loan.4 5 We want you to keep your lower interest rate because you earned it!4 5

Three Easy Steps to Get a Title Loan

Apply!

Start by filling out some basic information about your vehicle on our online application, or contact a representative at (855) 561-5626 to start the process. Our loan processors are happy to help!

Get Approved

Shortly after you submit your application, you’ll get a call from a Max Cash Title Loans processor to go over your preapproved loan amount. They’ll ask a few more questions about you to help you get approved for a loan that works for your situation and budget. Then, you be asked to upload your documents to our online portal and we’ll take it from there.

Get Your Money

We have multiple ways to provide you with your cash. During your call, ask your representative about your options, and they will be happy to help.

Requirements for Getting Car Title Loans in Waterloo

  • Be a resident of Iowa and be at least 18 years of age
  • Own a vehicle that is fully (or is close to being) paid off
  • Have a verifiable source of income of at least $800/month
  • Have proof of car insurance and residence
  • A few personal references

Max Cash Title Loans in Waterloo, IA is fast, secure, and convenient. We strive to offer relief and peace of mind to our customers, without the hassle that has given title loans a bad name. We carefully pick our lenders so that we can continue to work alongside our customers every step of the way and still maintain our high-quality standards. Max Cash truly values all of our customers in Iowa.

Need More Information on How Title Loans Work?

Getting a title loan can be a confusing process. But rest assured that we’re with you every step of the way! We’ve put together a complete step-by-step guide on how title loans work, and if you have additional questions, our FAQs might be of assistance. But, if you have specific questions that we can answer for you immediately, please feel free to reach out to a representative at (855) 561-5626.

APPLY TODAY!

After filling out our application form, you can be preapproved and provided your loan amount in just a few minutes! Our representatives are available to talk, chat, and even text throughout the process.

Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location

Did You Know?

Waterloo, IA Zipcodes

Waterloo, IA Areacodes

319

Apply for an Online Title Loan in Waterloo, IA Right Away!

No matter where you are located in the United States, chances are we can help you! When you need fast cash do not hesitate to apply for an online title loan! Get started in Waterloo, IA today!