Get a Title Loan in Opelika, AL with Max Cash^® Title Loans

Yes, Max Cash Title Loans services Opelika, Alabama! For those in need of some fast cash in the greater Opelika area, there’s no better place to start than with Max Cash Title Loans! ² Our streamlined process coupled with our in-depth market knowledge on car title loans makes finding the right loan a breeze! ² 

To start right away, simply fill out a short application online or give us a call at 855-561-5626. Within moments, a loan processor will go over the various options with you to help you decide how to proceed. If you’d like to learn more about how Max Cash Title Loans operates, continue reading below.

What is a Title Loan and How Does it Work for Residents of Opelika, Alabama?

A title loan (or title pawn) is a type of installment loan which uses a vehicle title as collateral to secure the funds of the loan. The value of the vehicle, as well as the borrower’s ability to repay the loan, determines the loan amount and borrower’s eligibility.

Unlike a personal loan, credit does not play a large role in approval. Some lenders do a credit check as part of the approval process.

Although typically intended to be a short-term loan, title loans generally have a repayment term of about a year. This is more than say a payday loan or cash advance and gives the borrower more flexibility in paying it back.

In order to approve a borrower, lenders will typically ask for the following:

• Title
• Pictures of the Vehicle 
• 3 References
• Valid Government-issued ID
• Proof of Income
• Proof of Residency
• Insurance

Process of Obtaining a Title Loan

Max Cash Title Loans strives to keep its processes simple and straightforward. As a result, the procedures are as simple as:

1.   Apply online or over the phone.
2.   From there, discuss the available options with a loan processor.
3.   After that, complete the application in-store or by submitting the documents.
4.   Upon being approved, a lien is added onto the title and the borrower receives the funds.^{1 2}
5.   Once the loan is paid off, the title is returned to the borrower!

How Does Max Cash Title Loans Help?

Max Cash Title Loans operates a bit differently from traditional financial services. As the #1 title loan referral service in the United States, we’ve researched a wide range of lending options in order to provide the best service to our clientele.⁴ By utilizing our in-depth market knowledge, our clientele can secure loans with low rates and flexible terms, quickly and easily.^{2 4} Funds are also available through a few means, including a check or direct deposit into a bank account.^{1 2}

So if you’re in need of some extra cash quickly, contact Max Cash Title Loans today and see just how much a title loan might help you out! To apply right away simply head online and fill out an application for an online title loan in Opelika, Alabama.